ARS ISLAMIC BANKING SYSTEM

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ARS Islamic Banking System is a fully integrated J2EE compliant, Web-to-Host and PC-to-Host solution. The System allows secure Web-browser access to Host server applications and data from virtually any secure locations.
It consists of the full range of funding and financing modules that could be easily integrated with Internet Banking, Telebanking & ATM electronic channels.
Shariah principles and concepts are built at the core levels in the ARS Islamic Banking System, thus accords customers the confidence to offer Shariah-compliant products and services to its customers and thereby ensuring total customer satisfaction.
It is a well integrated banking application that could provide a total view of customer's total assets and liabilities online real-time.
- is stable and runs on any open system platform and is highly scalable. It provides online real-time mode over the web for front-office to back-office and inter-branch processing.
- supports multi-users, is modular and supports either client server or multi-tier thin client server application architecture.
- presentation layer is fully Graphical User Interface (GUI).
- allows introduction of Universal teller concept for the front-office processing.
- provides immense flexibility in introducing new products and minimises
- program changes. User is allowed to create multiple products with different or multiple currencies in the system.
- is able to provide customers excellent functionalities and the economy of scale in the open system environment and thus eliminate or minimise the duplication of work.
- uses latest multiple delivery channels architecture and web technology.
- is able to interface to most report writers for the user to design their own report formats without having to revert to us every time.
- can be implemented within a very short time frame with minimal risk.
- has high availability and can support multiple branches with good response time.
- is incorporated with good security and control features.
In summary, it is easy to install, cost-effective, well ntegrated Islamic Banking system that could be deployed in the shortest time frame possible and which will help increase the operational efficiency. |